Blog: Gifts on a Budget. Step #4: Open a Christmas Club Account at your bank or another bank. I have a Christmas Club Account at a Credit Union in a different city. I send them checks (in the mail) to be deposited into that account. The interest rate at the Credit Union is higher than at my regular bank. I send money throughout the year to save for Christmas. You can't take the money out until it matures. My credit union sends me a check the beginning of November each year. That way, I can start my Christmas shopping especially on Black Friday! =)
August 15th, 2012
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Kristen is the owner of Keys To Komfort